Calculator

Cash Flow Calculator

Add up operating, investing, and financing activity to see how much a business's actual cash balance changed over a period.

← Read the The Cash Flow Statement concept page

Starting cash balance

Cash from operating activities

Cash from investing activities

Cash from financing activities

Net change in cash

-$1,000.00

Starting cash

$5,000.00

Ending cash

$4,000.00

How the math works

Operating: $2,000.00
Investing: -$2,000.00
Financing: -$1,000.00
Net change in cash: -$1,000.00

Starting cash $5,000.00 + net change -$1,000.00 = ending cash $4,000.00

A negative total here doesn't automatically mean trouble — it matters which category it's coming from. Negative investing cash flow often just means the business is growing (buying equipment); a negative from operating activities is the more serious warning sign, since that's the core business itself consuming cash rather than generating it.